Bankruptcy can stop you from securing any sort of cedit for many years and in some cases prohibit you from obtaining loans or credit cards for the rest of your life. What I can do in many cases is get a creditor to drastically reduce your debt obligation so you can pay that debt altogether.
I have negotiated with many, many credit card companies, hospitals, doctors, finance companies, pay day loan companies, etc. and obtained agreements that you only have to pay 10% to 20% of the debt.
When an attorney negotiates with a creditor the game is quite different than when you attempt to negoiate yourself.
Moreover, if the creditor is faced with the fact that if they will not reduce a debt to something you can pay and that you will go bankrupt most will take the position that to get something is better than nothing and then take the remainder as a tax loss. The point is check with me and relate yopur particular position before going to a bankruptcy attorney and see if I can help you.
I will give you a very frank anlysis and estimate of what I can do concerning your debts and charge one low price.
LOWER YOUR DEBT AND AVOID BANKRUPTCY PRESERVE YOUR CREDIT